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Category Archives: Environment

Budgeting in a Crisis: Dos and Don’ts

Budgeting in a Crisis: Dos and Don’ts

It may seem strange to suggest a budget overhaul at a time of so much uncertainty. But that is exactly when these kinds of changes can be most beneficial and impactful.

In general, many regular expenses have ceased to be a concern during the corona pandemic. There are virtually no restaurant meals, mani-pedis, or gym classes happening right now. But that money really isn’t enough to navigate unemployment or a recession.  Here are a few tips on saving during a crisis:

Tackle the Two at the Top

Intentionally review your budget and find the three biggest expenses. For most people, these will be housing, transportation, and food. Then decide on two of these expenses that can be reduced or revamped. Car owners should consider reducing or even canceling the insurance for cars they aren’t using. Decide on a few low-cost local takeout menus and order as a treat, not as a default dinner option. Homeowners who have good credit and are still lucky enough to have steady incomes should consider refinancing their mortgage while rates are low. Tenants with a rental lease should talk with their landlords and negotiate an arrangement that makes sense for both parties.

Be Deliberate about Saving

A crisis is not the time to undertake a major D.I.Y. home renovation. Nor is it the time to buy the fancy cooking equipment to indulge a gourmet cooking hobby. It is the time to invest in health and fitness, including financial wellbeing. Money saved should be traceable and accounted for.

Need vs. Want

In times of crisis, most people evaluate what is really important to them. But when it comes to making money decisions, the lines between need and want can be hard to draw. Review all the “essentials” like cable subscriptions (opt for streaming platforms), birthday gifts (call and/or send a handmade gift), date nights (do them at home for a fraction of the cost) and modify accordingly.

Speak Up

Most service providers would much rather retain a customer at a lower monthly rate than lose that customer entirely. Consumers who need to cut costs should contact providers and discuss alternatives. While some restructuring might incur interest or finance charges, many companies are waving those now too.

Keep What is Critical

Home repairs are inevitable. The fridge doesn’t know there is a global pandemic; the roof isn’t aware of the economic recession. Make sure there is enough money in the budget for these maintenance jobs. Don’t remove or reduce comprehensive car insurance; hold on to life insurance policies that can be a hassle to restore if canceled. should be preserved. The critical should also include at least one “Happy” to keep as well. Don’t wipe out every joyful budget line. Make sure to “splurge” on at least one thing that makes corona, quarantine, and social distancing more manageable.

Earth Day 2020 goes Digital

Earth Day 2020 goes Digital

Every year, on April 21 the world gathers to celebrate Earth Day. It is the day we are encouraged to think about the environment, consider the footprint we are leaving on this planet, and measures we can take to ensure global health. Earth Day 2020 was different, considering the novel coronavirus. Isolation regulations made it… Continue Reading

Bicycle Shops: A NYC Essential Business

While most of New York City’s businesses have ceased or slowed operations during the novel coronavirus pandemic, Mayor de Blasio designated bike shops as an essential business allowed to remain open. More people have taken up cycling as their transportation method of choice, rather than risk infection on subways and buses. For these commuters, cycling… Continue Reading

New York City’s Got Milk

New York City makeup brand, Milk Makeup is moving into its own location: 586 Broadway. Once sold only in Sephora shops, Urban Outfitters, Birchbox and online, now Milk Makeup’s 100% vegan, cruelty-free and paraben-free products will be available in the brand’s flagship store. Created by Milk Studios, Milk Makeup creates original, healthy products that redesign… Continue Reading

Foam Food Containers: A Thing of New York’s Past

New York City has taken a big step toward environmental protection by banning foam food containers and packing peanuts. Now the city’s take-outs, delis, food trucks, and eateries have changed to paperboard or bamboo plates, cups, and take-home boxes. This earth-friendly move follows on the heels of a New York statewide ban on most types… Continue Reading

Tracking Renewable Energy Sources In NYC

New York City is always looking for new ways to reduce carbon emissions from communities and facilities. Tapping the often-ignored geothermal energy from the ground is now an option with a new screening tool. Now being built to test this technology for all New York City properties, the city will begin utilizing the free resource… Continue Reading

Using Tech to Breath Better

Residents in the tri-state area can take a deep- and clean(er)- breath in the coming year. OpenAQ is making sure of that! The open-source platform gathers air quality data from governments and international organizations in one site; it is all free and accessible to everyone. It is also cultivating a community of activists, scientists, and… Continue Reading

Fur Free for 2020

All four brands of SMCP, the Chinese-owned French fashion company, are now entirely fur-free. As more and more consumers look for fashion that is sustainable, kind, and responsible, fur, leather, and animal byproducts are falling out of favor. Claudie Pierlot is the last of the ready-to-wear brand to cease the use of fur in its… Continue Reading

Yes, it is in Your Own Backyard!

So often people look for entertainment in all sorts of far-flung places, causing great expense and a lot of stress. Americans however, need to be made more aware of what is available, in  nature, right here!!!! Yes, the great outdoors! According to a report put together by the organization that evaluates America’s GDP – the… Continue Reading