Investing and Global Finance News

Tag Archives: investments

University Innovations: Todd Meister and iInteract

Some of the best financial investments today aren’t only coming from top-tier investment firms or the stock market. Rather, one unusual place to keep a look out is at the university level. Many colleges today are on the cutting edge of communication technology. It’s no surprise, with the resources and brilliant minds that they have, that college campuses would be the hot spot for so much of the up-and-coming technological developments.

One recent development comes from the Ball State University with Senior IT Architect, Todd Meister. As the Assistant Director Academic Support at the University’s Computing Services department, Todd Meister is the main developer behind a product called iInteract.

iInteract is an application that allows teachers and students to engage in real-time classroom assessments directly from laptops, PDAs and internet-capable cell phones that students already possess.  This means that instructors will be able to create quizzes, offer student polls and provide other course content for students using the devices that the students already own; this mitigates the need to purchase pricey technology and equipment. Ball State University explains that new features are being rolled into the product including Flickr integration and video resources like YouTube.

Todd Meister and his team are also working on upgrades that will allow professors and students from other universities to use the application for their own classroom purposes. The product is still in the testing stages and Meister’s team is currently conducting usability research.  Certainly, this is one of the many technology products worth watching in the coming months.

 

 

Whopping Welsh Investments

Whopping Welsh Investments Over the 2010-11 fiscal year, according to a news article in the Daily Post, Finance Wales (FW) “invested a record £39 million in Welsh businesses.”  However, this led to the company again going over its annual investment budget, with 199 debt and equity investments, rendering the total to over 2,600.Š  To date,… Continue Reading

Investment Portfolio Assets

There are various different types of investment portfolio assets, including:  bonds; future contracts; gold certificates; real estate; stocks and warrants.  An investor makes a credit to an institution (a bond); one uses a future contract for the purchase or sale of an “underlying instrument” at a set rate but the date is not set for… Continue Reading

Understanding Bonds

    If you are new to the world of finance and investments, one of the areas you need to be educated on are bonds.  If you are trying to build up a portfolio, bonds are extremely important since during stressed economic times, it is the bonds that will be there to provide stability and… Continue Reading

Understanding Pension Funds

    A pension fund is created by one’s employer for the purposes of the employee’s investment retirement funds to which they both contribute.  Each month the employee is paid, a certain percentage of the salary goes into the pension fund, with an additional sum provided by the employer.  These make very good terms for… Continue Reading

ISA Tips

It’s not easy working out which investments to put into an ISA.  First you need to assess a tremendous amount of funds; then determine how to disperse it around the types of investments/asset classes available.  This is called asset allocation.  Due to current Middle Eastern unrest, doing this properly and well is quite a balancing… Continue Reading

Investment Portfolios

If you want to make the most of your retirement, planning is key.  One way of doing this is getting an investment portfolio which facilitates personal investment management and helps with organizing budget and savings. An investment portfolio is basically a cohesion of investments an institution/individual has.  If this is done in an efficient way,… Continue Reading

Annuity Fees

It’s important that the client reads the small print before signing an annuity contract.  There can be various additional fees that might not be so clear.  These include:  the fee incurred for an early withdrawal which usually starts at 7 percent and then drops a percent each year until the seventh year; mortality fees of… Continue Reading

Taxes of Payouts

Payouts will be taxed in different ways depending on whether you have a qualified or non-qualified annuity.  In the first case, this is basically some kind of retirement plan and will be privy to all tax benefits/penalties Congress established.  Benefits include: no payment of income tax on withdrawal of nondeductible/after-tax amount imputed into the plan;… Continue Reading

Types of Annuities

There are different types of annuities, dependent on: how the money is paid in; withdrawn and how it is invested.  The most basic ones are: single-premium (where you make the investment in one go); flexible-premium (series of payments); immediate (payments begin once annuity has been funded – popular with retirees); deferred (receive payouts a long… Continue Reading