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Whopping Welsh Investments

Whopping Welsh Investments

Over the 2010-11 fiscal year, according to a news article in the Daily Post, Finance Wales (FW) “invested a record £39 million in Welsh businesses.”  However, this led to the company again going over its annual investment budget, with 199 debt and equity investments, rendering the total to over 2,600.Š  To date, there has been an investment totaling more than £197 million in SMEs in Wales. This resulted in an a leveraging of another £390 million investment.

 Sian Lloyd Jones, CEO of FW said, “I’m pleased we’re continuing to play an important role in helping Welsh businesses achieve their growth ambitions in such a difficult funding climate.

We made a large number of new investments in the year and we also continued to invest in businesses in our existing portfolio, which highlights the importance of follow-on funding for growing businesses.”

Other Welsh Investment News

There has been more good financial news for Wales.  FAUN (LLANGEFNI manufacturer) will be merging with Zoeller Waste Systems as well as acquiring OTTO Lifts.  This is great news for the company as with all its experience combined, according to Simon Hyde, it’s CEO, this will be able to “create a strong platform to capitalize on the developing maintenance and private sector markets.”  In addition, according to another Daily Post article, he believes this union will “bring together the knowledge and skills of three of the European RCV market’s leading firms.”

Investment Portfolio Assets

There are various different types of investment portfolio assets, including:  bonds; future contracts; gold certificates; real estate; stocks and warrants.  An investor makes a credit to an institution (a bond); one uses a future contract for the purchase or sale of an “underlying instrument” at a set rate but the date is not set for… Continue Reading

Understanding Bonds

    If you are new to the world of finance and investments, one of the areas you need to be educated on are bonds.  If you are trying to build up a portfolio, bonds are extremely important since during stressed economic times, it is the bonds that will be there to provide stability and… Continue Reading

Understanding Pension Funds

    A pension fund is created by one’s employer for the purposes of the employee’s investment retirement funds to which they both contribute.  Each month the employee is paid, a certain percentage of the salary goes into the pension fund, with an additional sum provided by the employer.  These make very good terms for… Continue Reading

ISA Tips

It’s not easy working out which investments to put into an ISA.  First you need to assess a tremendous amount of funds; then determine how to disperse it around the types of investments/asset classes available.  This is called asset allocation.  Due to current Middle Eastern unrest, doing this properly and well is quite a balancing… Continue Reading

Investment Portfolios

If you want to make the most of your retirement, planning is key.  One way of doing this is getting an investment portfolio which facilitates personal investment management and helps with organizing budget and savings. An investment portfolio is basically a cohesion of investments an institution/individual has.  If this is done in an efficient way,… Continue Reading

Annuity Fees

It’s important that the client reads the small print before signing an annuity contract.  There can be various additional fees that might not be so clear.  These include:  the fee incurred for an early withdrawal which usually starts at 7 percent and then drops a percent each year until the seventh year; mortality fees of… Continue Reading

Taxes of Payouts

Payouts will be taxed in different ways depending on whether you have a qualified or non-qualified annuity.  In the first case, this is basically some kind of retirement plan and will be privy to all tax benefits/penalties Congress established.  Benefits include: no payment of income tax on withdrawal of nondeductible/after-tax amount imputed into the plan;… Continue Reading

Types of Annuities

There are different types of annuities, dependent on: how the money is paid in; withdrawn and how it is invested.  The most basic ones are: single-premium (where you make the investment in one go); flexible-premium (series of payments); immediate (payments begin once annuity has been funded – popular with retirees); deferred (receive payouts a long… Continue Reading

How Investors Benefit from Annuities

Investors can benefit from annuities in the following two ways: saving money for a long-term project and a guaranteed income for a set period of time.  Annuities are great for funding a retirement or for large education fees when it is set in the child’s name under “Uniform Gifts to Minor Acts.”  When the money… Continue Reading