If you are new to the world of finance and investments, one of the areas you need to be educated on are bonds. If you are trying to build up a portfolio, bonds are extremely important since during stressed economic times, it is the bonds that will be there to provide stability and… Continue Reading
A pension fund is created by one’s employer for the purposes of the employee’s investment retirement funds to which they both contribute. Each month the employee is paid, a certain percentage of the salary goes into the pension fund, with an additional sum provided by the employer. These make very good terms for… Continue Reading
It’s not easy working out which investments to put into an ISA. First you need to assess a tremendous amount of funds; then determine how to disperse it around the types of investments/asset classes available. This is called asset allocation. Due to current Middle Eastern unrest, doing this properly and well is quite a balancing… Continue Reading
In theory, diversification means one decides to keep a portfolio as a part of their risk-reducing strategy and investment process. In practice what happens is, is that one distributes their finances among various assets that would significantly decrease investment risks. Therefore, to turn portfolios into the best they can be, the direction needs to be… Continue Reading